B
Stillwater P&C Ins Co
Rating Date
June 2026
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
18.09
Risk Adjusted
Capital Ratio #2
10.09
Loss
Ratio
36.98%
Total
Assets
162.14M
Capital
135.16M
Net
Premiums
4.18M
Net
Income
4.79M
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Weiss Ratings Stillwater P&C Ins Co
Jacksonville, FL 		Click to
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Rating B
Capitalization Index 10.00
Investment Safety Index --
Liquidity Index 9.30
Profitability Index 8.20
Reserve Adequacy Index 5.30
Stability Index 7.60
Company Info Stillwater P&C Ins Co
Jacksonville, FL 		Click to
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Industry P&C
NAIC Number 16578
Phone Number (800) 691-6140
Website stillwaterinsurance.com
Address 6800 Southpoint Parkway Jacksonville, FL 32216
Balance Sheet Stillwater P&C Ins Co
Jacksonville, FL 		Click to
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Total Assets 162.14M
Capital and Reserves Stillwater P&C Ins Co
Jacksonville, FL 		Click to
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Risk-Adjusted Capital Ratio #1 18.09
Risk-Adjusted Capital Ratio #2 10.09
1-Year Reserve Development 0.46%
2-Year Reserve Development 1.00%
Capital 135.16M
Premium to Surplus 3.09%
Reserves to Surplus 8.12%
Investments Stillwater P&C Ins Co
Jacksonville, FL 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Stillwater P&C Ins Co
Jacksonville, FL 		Click to
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Medical Loss Ratio --
Cash From Underwriting 76.85%
Combined Ratio 50.84%
Expense Ratio 13.86%
Loss Ratio 36.98%
Net Premium Growth -7.76%
Other Medical Stillwater P&C Ins Co
Jacksonville, FL 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Stillwater P&C Ins Co
Jacksonville, FL 		Click to
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Net Income 4.79M
Net Premium 4.18M
Health Premium --