C
Affinity Mutual Ins Co
LimaOH
Rating Date
October 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
12
3
15
20.00%
23.31%
2023
17
3
20
15.00%
22.83%
2022
13
1
14
7.14%
23.10%
2021
19
3
22
13.64%
22.81%
2020
18
4
22
18.18%
21.51%
2019
22
0
22
0.00%
22.66%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
4
1
5
20.00%
47.45%
2023
7
2
9
22.22%
47.29%
2022
9
0
9
0.00%
45.44%
2021
9
1
10
10.00%
44.40%
2020
10
0
10
0.00%
42.45%
2019
7
4
11
36.36%
44.33%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
12
5
17
29.41%
41.74%
2023
30
8
38
21.05%
38.64%
2022
16
14
30
46.67%
39.39%
2021
18
8
26
30.77%
40.41%
2020
9
4
13
30.77%
48.09%
2019
16
4
20
20.00%
43.30%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
0
0
0
0.00%
12.32%
2023
0
0
0
0.00%
16.34%
2022
0
0
0
0.00%
11.13%
2021
0
0
0
0.00%
18.93%
2020
0
0
0
0.00%
20.93%
2019
0
0
0
0.00%
16.90%