Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
21
2
23
8.70%
23.88%
2024
12
3
15
20.00%
23.31%
2023
17
3
20
15.00%
22.83%
2022
13
1
14
7.14%
23.10%
2021
19
3
22
13.64%
22.81%
2020
18
4
22
18.18%
21.51%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
8
1
9
11.11%
49.08%
2024
4
1
5
20.00%
47.46%
2023
7
2
9
22.22%
47.29%
2022
9
0
9
0.00%
45.44%
2021
9
1
10
10.00%
44.40%
2020
10
0
10
0.00%
42.45%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
22
4
26
15.38%
42.44%
2024
12
5
17
29.41%
41.75%
2023
30
8
38
21.05%
38.64%
2022
16
14
30
46.67%
39.39%
2021
18
8
26
30.77%
40.41%
2020
9
4
13
30.77%
48.09%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
0
0
0
0.00%
13.25%
2024
0
0
0
0.00%
12.32%
2023
0
0
0
0.00%
16.34%
2022
0
0
0
0.00%
11.13%
2021
0
0
0
0.00%
18.93%
2020
0
0
0
0.00%
20.93%