C
Affinity Mutual Ins Co
Lima,  OH
Rating Date
October 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
2.62
Risk Adjusted
Capital Ratio #2
1.67
Loss
Ratio
48.11%
Total
Assets
20.68M
Capital
10.90M
Net
Premiums
4.37M
Net
Income
594.55K
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Weiss Ratings Affinity Mutual Ins Co
Lima, OH 		Click to
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Rating C
Capitalization Index 7.80
Investment Safety Index --
Liquidity Index 7.50
Profitability Index 4.60
Reserve Adequacy Index 6.40
Stability Index 3.10
Company Info Affinity Mutual Ins Co
Lima, OH 		Click to
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Industry P&C
NAIC Number 16748
Phone Number (419) 227-6604
Website www.affinity-mutual.com
Address 722 North Cable Road Lima, OH 45805
Balance Sheet Affinity Mutual Ins Co
Lima, OH 		Click to
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Total Assets 20.68M
Capital and Reserves Affinity Mutual Ins Co
Lima, OH 		Click to
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Risk-Adjusted Capital Ratio #1 2.62
Risk-Adjusted Capital Ratio #2 1.67
1-Year Reserve Development -180.00%
2-Year Reserve Development 270.00%
Capital 10.90M
Premium to Surplus 60.00%
Reserves to Surplus 20.00%
Investments Affinity Mutual Ins Co
Lima, OH 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates 0.01%
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Affinity Mutual Ins Co
Lima, OH 		Click to
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Medical Loss Ratio --
Cash From Underwriting 110.00%
Combined Ratio 100.00%
Expense Ratio 50.00%
Loss Ratio 48.11%
Net Premium Growth 10.00%
Other Medical Affinity Mutual Ins Co
Lima, OH 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Affinity Mutual Ins Co
Lima, OH 		Click to
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Net Income 594.55K
Net Premium 4.37M
Health Premium --