D
Kemper Reciprocal
Chicago,  IL
Rating Date
June 2026
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
0.50
Risk Adjusted
Capital Ratio #2
0.41
Loss
Ratio
102.62%
Total
Assets
67.35M
Capital
21.05M
Net
Premiums
50.34M
Net
Income
-11.59M
My Lists My Alerts
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
3,074
657
3,731
17.61%
23.88%
2024
1,377
294
1,671
17.59%
23.31%
2023
13
3
16
18.75%
22.83%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
2,334
2,431
4,765
51.02%
45.21%
2024
649
743
1,392
53.38%
45.23%
2023
3
8
11
72.73%
44.64%