D
Kemper Reciprocal
Chicago,  IL
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
Weiss Ratings Kemper Reciprocal
Chicago, IL
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Rating D
Capitalization Index 2.30
Investment Safety Index --
Liquidity Index 5.90
Profitability Index 2.00
Reserve Adequacy Index 4.50
Stability Index 5.40
Company Info Kemper Reciprocal
Chicago, IL
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Industry P&C
NAIC Number 17513
Phone Number (312) 661-4600
Website www.kemper.com
Address 200 East Randolph Street Chicago, IL 60601
Balance Sheet Kemper Reciprocal
Chicago, IL
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Total Assets 67.35M
Capital and Reserves Kemper Reciprocal
Chicago, IL
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Risk-Adjusted Capital Ratio #1 0.50
Risk-Adjusted Capital Ratio #2 0.41
1-Year Reserve Development 5.88%
2-Year Reserve Development 1.78%
Capital 21.05M
Premium to Surplus 239.15%
Reserves to Surplus 146.33%
Investments Kemper Reciprocal
Chicago, IL
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Kemper Reciprocal
Chicago, IL
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Medical Loss Ratio --
Cash From Underwriting 112.50%
Combined Ratio 126.83%
Expense Ratio 24.22%
Loss Ratio 102.62%
Net Premium Growth 82.69%
Other Medical Kemper Reciprocal
Chicago, IL
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Kemper Reciprocal
Chicago, IL
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Net Income -11.59M
Net Premium 50.34M
Health Premium --