C
Beazley Excess & Surplus Ins I
Rating Date
April 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Weak profitability index (2.9 on a scale of 0 to 10) with operating losses during 2024. Fair reserve development (3.6) as reserves have generally been sufficient to cover claims. Fair overall results on stability tests (4.3) including excessive premium growth, weak results on operational trends and lack of operational experience.
Other Rating Factors: Strong long-term capitalization index (9.7) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Moreover, capital levels have been consistent in recent years. Excellent liquidity (7.3) with ample operational cash flow and liquid investments.
Stability Factors: E - Lack of operating experience. G - Fast asset or premium growth. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Homeowners (5.2%), comm multi (1.6%), other (93.2%)
Licensed in: (No states)
Principal Investments: Investment grade bonds (87.8%), non investment grade bonds (5.0%), common stock (5.0%), cash (0.2%), other (1.9%)
Ratios
Premium to Surplus
Reserve to Surplus
1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
Combined Ratio
Cash From Underwriting
Net Premium Growth
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Investments in Affiliates
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Corporate Info
Group Affiliation
Beazley plc
Investment Rating
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Company Address
The Rutherford Building
West Hartford, CT 06107
Phone Number
(860) 677-3700
NAIC Number
17520
Largest Affiliates
B
West Hartford, CT - P&C
C
West Hartford, CT - P&C