Major Rating Factors:
Strong long-term capitalization index (9.6 on a scale of 0 to 10) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Furthermore, this high level of risk adjusted capital has been consistently maintained in previous years. Ample reserve history (7.0) that can protect against increases in claims costs. Excellent profitability index (8.2).
Other Rating Factors:
Good liquidity (6.8) with sufficient resources (cash flows and marketable investments) to handle a spike in claims. Good overall results on stability tests (6.9) despite. The largest net exposure for one risk is conservative at 1.0% of capital.
Stability Factors:
A - Financial problems or weaknesses of a parent or affiliate company.
L - Past results on our liquidity tests.
R - Concerns about the financial strength of its reinsurers.
Principal Lines of Business:
Comm multi (59.2%), homeowners (17.7%), fire (9.8%), farmowners (4.9%), personal/comm auto (0.4%), other (8.0%)
Licensed in:
DE, IN, MD, NC, OH, PA, TN, WI
Principal Investments:
Investment grade bonds (56.5%), common stock (25.5%), non investment grade bonds (7.6%), cash (5.5%), real estate (1.7%), preferred stock (0.9%), other (2.4%)
Corporate Info
Group Affiliation
Mutual Capital Group Inc
Investment Rating
--
Company Address
41908 Route Six
Wyalusing, PA 18853
Wyalusing, PA 18853
Phone Number
(570) 746-1515
NAIC Number
17825
Website
Largest Affiliates