Major Rating Factors:
History of adequate reserve strength (6.0 on a scale of 0 to 10) as reserves have been consistently at an acceptable level. Good overall results on stability tests (5.6) despite. Strong long-term capitalization index (9.5) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Moreover, capital levels have been consistent in recent years.
Other Rating Factors:
Excellent profitability index (8.1). Excellent liquidity (7.1) with ample operational cash flow and liquid investments.
Stability Factors:
D - Limited diversification of general business, policy, and/or investment risk.
R - Concerns about the financial strength of its reinsurers.
Principal Lines of Business:
Comm multi (68.1%), personal/comm auto (11.9%), homeowners (10.3%), fire (3.9%), other (5.9%)
Licensed in:
NC, PA, TN, WI
Principal Investments:
Investment grade bonds (66.6%), non investment grade bonds (10.8%), common stock (10.8%), cash (7.2%), other (4.6%)
Corporate Info
Group Affiliation
Mutual Capital Group Inc
Investment Rating
--
Company Address
41908 Route Six
Wyalusing, PA 18853
Wyalusing, PA 18853
Phone Number
(570) 746-1515
NAIC Number
14370
Website
Largest Affiliates