Major Rating Factors:
Good overall results on stability tests (6.8 on a scale of 0 to 10) despite. The largest net exposure for one risk is conservative at 1.1% of capital. Strong long-term capitalization index (9.6) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. History of adequate reserve strength (7.0) as reserves have been consistently at an acceptable level.
Other Rating Factors:
Excellent profitability index (7.7) with operating gains in each of the last five years. Excellent liquidity (8.1) with ample operational cash flow and liquid investments.
Stability Factors:
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Comm multi (57.4%), homeowners (17.7%), fire (10.8%), farmowners (5.2%), personal/comm auto (0.4%), other (8.6%)
Licensed in:
OH, PA
Principal Investments:
Investment grade bonds (54.4%), common stock (26.0%), non investment grade bonds (6.6%), cash (6.2%), real estate (2.0%), preferred stock (1.6%), other (3.2%)
Corporate Info
Group Affiliation
Mutual Capital Group Inc
Investment Rating
--
Company Address
41908 Route Six
Wyalusing, PA 18853
Wyalusing, PA 18853
Phone Number
(570) 746-1515
NAIC Number
17825
Website
Largest Affiliates