Lafayette Ins Co
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
204
99
303
32.67%
22.80%
2023
109
226
335
67.46%
22.83%
2022
224
112
336
33.33%
23.10%
2021
314
142
456
31.14%
22.81%
2020
808
271
1,079
25.12%
21.51%
2019
928
375
1,303
28.78%
22.66%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
100
60
160
37.50%
47.78%
2023
63
112
175
64.00%
47.29%
2022
114
60
174
34.48%
45.44%
2021
149
67
216
31.02%
44.40%
2020
391
159
550
28.91%
42.45%
2019
553
276
829
33.29%
44.33%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
26
18
44
40.91%
41.49%
2023
17
30
47
63.83%
38.64%
2022
33
18
51
35.29%
39.39%
2021
46
26
72
36.11%
40.41%
2020
92
137
229
59.83%
48.09%
2019
95
83
178
46.63%
43.30%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
0
0
0
0.00%
39.63%
2023
0
0
0
0.00%
36.96%
2022
2
1
3
33.33%
37.07%
2021
61
19
80
23.75%
39.17%
2020
289
185
474
39.03%
35.42%
2019
130
98
228
42.98%
35.34%
Medical Professional Liability (Claims Made)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
0
0
0
0.00%
96.35%
2023
0
0
0
0.00%
95.21%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
0
2
2
100.00%
81.20%
2023
0
0
0
0.00%
74.87%
2022
0
0
0
0.00%
72.69%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
29
28
57
49.12%
12.77%
2023
37
30
67
44.78%
16.34%
2022
34
31
65
47.69%
11.13%
2021
43
33
76
43.42%
18.93%
2020
104
62
166
37.35%
20.93%
2019
126
84
210
40.00%
16.90%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
0
0
0
0.00%
45.00%
2021
12
6
18
33.33%
46.87%
2020
71
31
102
30.39%
43.90%
2019
93
47
140
33.57%
42.09%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
7
7
14
50.00%
64.02%
2023
7
10
17
58.82%
62.55%
2022
9
8
17
47.06%
56.52%
2021
13
8
21
38.10%
62.74%
2020
20
12
32
37.50%
61.51%
2019
31
22
53
41.51%
70.02%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
40
11
51
21.57%
35.29%
2023
9
35
44
79.55%
35.67%
2022
39
10
49
20.41%
37.14%
2021
55
18
73
24.66%
35.46%
2020
133
40
173
23.12%
33.86%
2019
150
65
215
30.23%
34.01%