B
Lafayette Ins Co
Rating Date
June 2026
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
1.54
Risk Adjusted
Capital Ratio #2
1.03
Loss
Ratio
59.29%
Total
Assets
256.40M
Capital
88.75M
Net
Premiums
89.40M
Net
Income
9.58M
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Weiss Ratings Lafayette Ins Co
Cedar Rapids, IA 		Click to
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Rating B
Capitalization Index 7.00
Investment Safety Index --
Liquidity Index 6.70
Profitability Index 6.70
Reserve Adequacy Index 5.80
Stability Index 7.80
Company Info Lafayette Ins Co
Cedar Rapids, IA 		Click to
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Industry P&C
NAIC Number 18295
Phone Number (319) 399-5700
Website --
Address 118 Second Avenue, SE Cedar Rapids, IA 52401
Balance Sheet Lafayette Ins Co
Cedar Rapids, IA 		Click to
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Total Assets 256.40M
Capital and Reserves Lafayette Ins Co
Cedar Rapids, IA 		Click to
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Risk-Adjusted Capital Ratio #1 1.54
Risk-Adjusted Capital Ratio #2 1.03
1-Year Reserve Development -0.71%
2-Year Reserve Development 2.83%
Capital 88.75M
Premium to Surplus 100.73%
Reserves to Surplus 126.60%
Investments Lafayette Ins Co
Cedar Rapids, IA 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Lafayette Ins Co
Cedar Rapids, IA 		Click to
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Medical Loss Ratio --
Cash From Underwriting 117.24%
Combined Ratio 94.93%
Expense Ratio 35.64%
Loss Ratio 59.29%
Net Premium Growth 9.43%
Other Medical Lafayette Ins Co
Cedar Rapids, IA 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Lafayette Ins Co
Cedar Rapids, IA 		Click to
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Net Income 9.58M
Net Premium 89.40M
Health Premium --