B
Lafayette Ins Co
Rating Date
April 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
1.40
Risk Adjusted
Capital Ratio #2
0.90
Loss
Ratio
63.68%
Total
Assets
235.23M
Capital
78.27M
Net
Premiums
81.70M
Net
Income
4.26M
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Weiss Ratings Lafayette Ins Co
Cedar Rapids, IA 		Click to
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Rating B
Capitalization Index 6.60
Investment Safety Index --
Liquidity Index 6.80
Profitability Index 4.90
Reserve Adequacy Index 5.80
Stability Index 7.20
Company Info Lafayette Ins Co
Cedar Rapids, IA 		Click to
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Industry P&C
NAIC Number 18295
Phone Number (319) 399-5700
Website --
Address 118 Second Avenue, SE Cedar Rapids, IA 52401
Balance Sheet Lafayette Ins Co
Cedar Rapids, IA 		Click to
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Total Assets 235.23M
Capital and Reserves Lafayette Ins Co
Cedar Rapids, IA 		Click to
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Risk-Adjusted Capital Ratio #1 1.40
Risk-Adjusted Capital Ratio #2 0.90
1-Year Reserve Development -10.00%
2-Year Reserve Development 720.00%
Capital 78.27M
Premium to Surplus 100.00%
Reserves to Surplus 140.00%
Investments Lafayette Ins Co
Cedar Rapids, IA 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Lafayette Ins Co
Cedar Rapids, IA 		Click to
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Medical Loss Ratio --
Cash From Underwriting 120.00%
Combined Ratio 100.00%
Expense Ratio 40.00%
Loss Ratio 63.68%
Net Premium Growth 10.00%
Other Medical Lafayette Ins Co
Cedar Rapids, IA 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Lafayette Ins Co
Cedar Rapids, IA 		Click to
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Net Income 4.26M
Net Premium 81.70M
Health Premium --