A
Alfa Mutual General Ins Co
Rating Date
October 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
2.60
Risk Adjusted
Capital Ratio #2
1.76
Loss
Ratio
74.60%
Total
Assets
231.88M
Capital
95.25M
Net
Premiums
71.08M
Net
Income
2.01M
My Lists My Alerts
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
3,678
3,007
6,685
44.98%
23.31%
2023
3,575
2,390
5,965
40.07%
22.83%
2022
3,239
2,587
5,826
44.40%
23.10%
2021
3,137
2,437
5,574
43.72%
22.81%
2020
1,320
1,458
2,778
52.48%
21.51%
2019
1,406
1,548
2,954
52.40%
22.66%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
20
2
22
9.09%
47.45%
2023
18
1
19
5.26%
47.29%
2022
18
1
19
5.26%
45.44%
2021
17
1
18
5.56%
44.40%
2020
5
0
5
0.00%
42.45%
2019
6
0
6
0.00%
44.33%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
56
9
65
13.85%
41.74%
2023
66
2
68
2.94%
38.64%
2022
53
1
54
1.85%
39.39%
2021
53
2
55
3.64%
40.41%
2020
42
2
44
4.55%
48.09%
2019
29
2
31
6.45%
43.30%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
1,122
170
1,292
13.16%
39.58%
2023
1,322
33
1,355
2.44%
36.96%
2022
936
24
960
2.50%
37.07%
2021
958
16
974
1.64%
39.17%
2020
773
17
790
2.15%
35.42%
2019
394
15
409
3.67%
35.34%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
0
0
0
0.00%
81.44%
2023
2
0
2
0.00%
74.87%
2022
1
0
1
0.00%
72.69%
2021
3
0
3
0.00%
79.01%
2020
2
0
2
0.00%
80.13%
2019
1
0
1
0.00%
77.47%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
0
0
0
0.00%
12.32%
2023
1
0
1
0.00%
16.34%
2022
0
0
0
0.00%
11.13%
2021
1
0
1
0.00%
18.93%
2020
0
0
0
0.00%
20.93%
2019
0
0
0
0.00%
16.90%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
1,683
674
2,357
28.60%
45.22%
2023
1,486
506
1,992
25.40%
44.64%
2022
1,317
415
1,732
23.96%
46.15%
2021
1,358
393
1,751
22.44%
46.87%
2020
668
215
883
24.35%
43.90%
2019
731
233
964
24.17%
42.09%