A
Alfa Mutual General Ins Co
Rating Date
October 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
2.60
Risk Adjusted
Capital Ratio #2
1.76
Loss
Ratio
74.60%
Total
Assets
231.88M
Capital
95.25M
Net
Premiums
71.08M
Net
Income
2.01M
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Weiss Ratings Alfa Mutual General Ins Co
Montgomery, AL 		Click to
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Rating A
Capitalization Index 8.10
Investment Safety Index --
Liquidity Index 6.60
Profitability Index 4.30
Reserve Adequacy Index 9.20
Stability Index 7.70
Company Info Alfa Mutual General Ins Co
Montgomery, AL 		Click to
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Industry P&C
NAIC Number 19151
Phone Number (334) 288-3900
Website www.alfainsurance.com
Address 2108 East South Boulevard Montgomery, AL 36116
Balance Sheet Alfa Mutual General Ins Co
Montgomery, AL 		Click to
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Total Assets 231.88M
Capital and Reserves Alfa Mutual General Ins Co
Montgomery, AL 		Click to
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Risk-Adjusted Capital Ratio #1 2.60
Risk-Adjusted Capital Ratio #2 1.76
1-Year Reserve Development -110.00%
2-Year Reserve Development -120.00%
Capital 95.25M
Premium to Surplus 150.00%
Reserves to Surplus 50.00%
Investments Alfa Mutual General Ins Co
Montgomery, AL 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Alfa Mutual General Ins Co
Montgomery, AL 		Click to
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Medical Loss Ratio --
Cash From Underwriting 110.00%
Combined Ratio 100.00%
Expense Ratio 20.00%
Loss Ratio 74.60%
Net Premium Growth 10.00%
Other Medical Alfa Mutual General Ins Co
Montgomery, AL 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Alfa Mutual General Ins Co
Montgomery, AL 		Click to
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Net Income 2.01M
Net Premium 71.08M
Health Premium --