United Fire & Indemnity Co
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
52
32
84
38.10%
23.88%
2024
58
28
86
32.56%
23.31%
2023
31
64
95
67.37%
22.83%
2022
64
32
96
33.33%
23.10%
2021
90
40
130
30.77%
22.81%
2020
231
77
308
25.00%
21.51%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
27
19
46
41.30%
49.08%
2024
29
17
46
36.96%
47.46%
2023
18
32
50
64.00%
47.29%
2022
33
17
50
34.00%
45.44%
2021
43
19
62
30.65%
44.40%
2020
112
46
158
29.11%
42.45%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
31
20
51
39.22%
42.44%
2024
8
5
13
38.46%
41.75%
2023
5
9
14
64.29%
38.64%
2022
10
5
15
33.33%
39.39%
2021
13
7
20
35.00%
40.41%
2020
26
39
65
60.00%
48.09%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
0
0
0
0.00%
38.98%
2024
0
0
0
0.00%
39.58%
2023
0
0
0
0.00%
36.96%
2022
1
0
1
0.00%
37.07%
2021
17
5
22
22.73%
39.17%
2020
83
53
136
38.97%
35.42%
Medical Professional Liability (Claims Made)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
0
0
0
0.00%
95.15%
2024
0
0
0
0.00%
96.08%
2023
0
0
0
0.00%
95.22%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
0
0
0
0.00%
83.87%
2024
0
0
0
0.00%
81.44%
2023
0
0
0
0.00%
74.87%
2022
0
0
0
0.00%
72.69%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
2
2
4
50.00%
13.25%
2024
8
8
16
50.00%
12.32%
2023
11
9
20
45.00%
16.34%
2022
10
9
19
47.37%
11.13%
2021
12
9
21
42.86%
18.93%
2020
30
18
48
37.50%
20.93%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
0
0
0
0.00%
45.21%
2024
0
0
0
0.00%
45.23%
2021
3
2
5
40.00%
46.87%
2020
20
9
29
31.03%
43.90%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
0
0
0
0.00%
63.59%
2024
2
2
4
50.00%
63.97%
2023
2
3
5
60.00%
62.55%
2022
3
2
5
40.00%
56.52%
2021
4
2
6
33.33%
62.74%
2020
6
3
9
33.33%
61.51%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
16
3
19
15.79%
34.83%
2024
11
3
14
21.43%
35.33%
2023
3
10
13
76.92%
35.67%
2022
11
3
14
21.43%
37.14%
2021
16
5
21
23.81%
35.46%
2020
38
11
49
22.45%
33.86%