B
United Fire & Indemnity Co
Rating Date
June 2026
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
1.54
Risk Adjusted
Capital Ratio #2
1.06
Loss
Ratio
59.29%
Total
Assets
72.66M
Capital
24.53M
Net
Premiums
25.54M
Net
Income
2.70M
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Weiss Ratings United Fire & Indemnity Co
Cedar Rapids, IA 		Click to
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Rating B
Capitalization Index 6.60
Investment Safety Index --
Liquidity Index 6.70
Profitability Index 6.40
Reserve Adequacy Index 5.30
Stability Index 6.30
Company Info United Fire & Indemnity Co
Cedar Rapids, IA 		Click to
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Industry P&C
NAIC Number 19496
Phone Number (319) 399-5700
Website www.ufginsurance.com
Address 118 Second Avenue, SE Cedar Rapids, IA 52401
Balance Sheet United Fire & Indemnity Co
Cedar Rapids, IA 		Click to
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Total Assets 72.66M
Capital and Reserves United Fire & Indemnity Co
Cedar Rapids, IA 		Click to
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Risk-Adjusted Capital Ratio #1 1.54
Risk-Adjusted Capital Ratio #2 1.06
1-Year Reserve Development -0.75%
2-Year Reserve Development 3.24%
Capital 24.53M
Premium to Surplus 104.12%
Reserves to Surplus 130.85%
Investments United Fire & Indemnity Co
Cedar Rapids, IA 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios United Fire & Indemnity Co
Cedar Rapids, IA 		Click to
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Medical Loss Ratio --
Cash From Underwriting 120.63%
Combined Ratio 94.90%
Expense Ratio 35.61%
Loss Ratio 59.29%
Net Premium Growth 9.43%
Other Medical United Fire & Indemnity Co
Cedar Rapids, IA 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability United Fire & Indemnity Co
Cedar Rapids, IA 		Click to
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Net Income 2.70M
Net Premium 25.54M
Health Premium --