Major Rating Factors:
Strong long-term capitalization index (7.8 on a scale of 0 to 10) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Furthermore, this high level of risk adjusted capital has been consistently maintained in previous years. Excellent profitability index (7.8). Excellent liquidity (8.9) with ample operational cash flow and liquid investments.
Other Rating Factors:
History of adequate reserve strength (6.3) as reserves have been consistently at an acceptable level. Good overall results on stability tests (6.3) despite. The largest net exposure for one risk is high at 3.0% of capital.
Stability Factors:
R - Concerns about the financial strength of its reinsurers.
Principal Lines of Business:
Personal/comm auto (48.1%), med mal (4.5%), comm multi (3.0%), fire (2.8%), work comp (1.6%), homeowners (1.3%), fin guar/surety (0.7%), product liab. (0.1%), other (37.9%)
Licensed in:
All states except MA, NJ, NY
Principal Investments:
Common stock (74.2%), investment grade bonds (18.8%), preferred stock (2.1%), cash (0.2%), other (4.6%)
Corporate Info
Group Affiliation
Berkshire Hathaway Inc
Investment Rating
--
Company Address
1314 Douglas Street
Omaha, NE 68102
Omaha, NE 68102
Phone Number
(402) 916-3000
NAIC Number
20087
Website
Largest Affiliates