D
EmPRO Ins Co
Roslyn,  NY
Rating Date
June 2026
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
0.52
Risk Adjusted
Capital Ratio #2
0.28
Loss
Ratio
54.03%
Total
Assets
668.50M
Capital
154.70M
Net
Premiums
180.09M
Net
Income
71.43M
My Lists My Alerts
Medical Professional Liability (Claims Made)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
0
240
240
100.00%
95.15%
2024
0
195
195
100.00%
96.08%
2023
0
238
238
100.00%
95.22%
2022
0
205
205
100.00%
96.00%
2021
1
107
108
99.07%
93.58%
2020
0
0
0
0.00%
94.02%
Medical Professional Liability (Occurrence)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
1
46
47
97.87%
94.16%
2024
0
29
29
100.00%
92.29%
2023
0
24
24
100.00%
92.52%
2022
0
33
33
100.00%
92.14%
2021
0
34
34
100.00%
91.74%
2020
0
0
0
0.00%
93.85%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
0
3
3
100.00%
83.87%
2024
0
4
4
100.00%
81.44%
2023
0
4
4
100.00%
74.87%
2022
0
5
5
100.00%
72.69%
2021
0
5
5
100.00%
79.01%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
0
11
11
100.00%
13.25%
2024
0
15
15
100.00%
12.32%
2023
0
10
10
100.00%
16.34%
2022
0
6
6
100.00%
11.13%
2021
0
4
4
100.00%
18.93%
2020
0
0
0
0.00%
20.93%