D
EMPRO INSURANCE CO
Roslyn,  IL
Rating Date
December 2023
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
0.94
Risk Adjusted
Capital Ratio #2
0.64
Loss
Ratio
65.00%
Total
Assets
395.76M
Capital
112.06M
Net
Premiums
165.72M
Net
Income
12.07M
My Lists My Alerts
Report
Weiss Ratings EMPRO INSURANCE CO
Roslyn, IL 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating D
Capitalization Index 4.50
Investment Safety Index --
Liquidity Index 6.40
Profitability Index 8.60
Reserve Adequacy Index 3.60
Stability Index 1.10
Company Info EMPRO INSURANCE CO
Roslyn, IL 		Click to
Compare		 Click to
Compare		 Click to
Compare
Industry P&C
NAIC Number 21350
Phone Number (214) 989-2152
Website www.myempro.com
Address 1800 Northern Boulevard Roslyn, IL 11576
Balance Sheet EMPRO INSURANCE CO
Roslyn, IL 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 395.76M
Capital and Reserves EMPRO INSURANCE CO
Roslyn, IL 		Click to
Compare		 Click to
Compare		 Click to
Compare
Risk-Adjusted Capital Ratio #1 0.94
Risk-Adjusted Capital Ratio #2 0.64
1-Year Reserve Development 0.10%
2-Year Reserve Development -0.10%
Capital 112.06M
Premium to Surplus 147.90%
Reserves to Surplus 157.90%
Investments EMPRO INSURANCE CO
Roslyn, IL 		Click to
Compare		 Click to
Compare		 Click to
Compare
Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates 0.00%
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios EMPRO INSURANCE CO
Roslyn, IL 		Click to
Compare		 Click to
Compare		 Click to
Compare
Medical Loss Ratio --
Cash From Underwriting 610.30%
Combined Ratio 88.10%
Expense Ratio 23.10%
Loss Ratio 65.00%
Net Premium Growth -8.60%
Other Medical EMPRO INSURANCE CO
Roslyn, IL 		Click to
Compare		 Click to
Compare		 Click to
Compare
Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability EMPRO INSURANCE CO
Roslyn, IL 		Click to
Compare		 Click to
Compare		 Click to
Compare
Net Income 12.07M
Net Premium 165.72M
Health Premium --
Weiss Ratings