B
Pilgrim Ins Co
Boston,  MA
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Good liquidity (5.6 on a scale of 0 to 10) with sufficient resources (cash flows and marketable investments) to handle a spike in claims. Strong long-term capitalization index (7.1) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. History of adequate reserve strength (6.9) as reserves have been consistently at an acceptable level.
Other Rating Factors: Excellent profitability index (7.6). Excellent overall results on stability tests (7.0). Stability strengths include good operational trends and excellent risk diversification.
Stability Factors: L - Past results on our liquidity tests.
Principal Lines of Business: Personal/comm auto (98.0%), homeowners (1.8%), other (0.2%)
Licensed in: GA, MA, ME, NC, NJ, PA, RI, SC
Principal Investments: Investment grade bonds (41.8%), common stock (39.4%), non investment grade bonds (13.1%), other (5.7%)
Ratios
Premium to Surplus
Reserve to Surplus
1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
Combined Ratio
Cash From Underwriting
Net Premium Growth
Investments in Affiliates
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Corporate Info
Group Affiliation
Plymouth Rock Co Incorporated
Investment Rating
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Company Address
695 Atlantic Avenue
Boston, MA 02111
Phone Number
(617) 956-6000
NAIC Number
21750
Largest Affiliates