Government Employees Ins Co
Major Rating Factors:
Strong long-term capitalization index (8.2 on a scale of 0 to 10) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Furthermore, this high level of risk adjusted capital has been consistently maintained in previous years. Excellent liquidity (7.2) with ample operational cash flow and liquid investments. Excellent overall results on stability tests (7.6). Stability strengths include good operational trends and excellent risk diversification.
Other Rating Factors:
History of adequate reserve strength (5.5) as reserves have been consistently at an acceptable level. Good overall profitability index (6.5) with operating gains in each of the last five years. Excellent expense controls. Return on equity has been fair, averaging 5.0% over the past five years.
Stability Factors:
F - Negative cash flow.
G - Fast asset or premium growth.
L - Past results on our liquidity tests.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Personal/comm auto (99.0%), other (1.0%)
Licensed in:
All states
Principal Investments:
Common stock (79.8%), investment grade bonds (18.2%), real estate (0.2%), other (1.9%)
Corporate Info
Group Affiliation
Berkshire Hathaway Inc
Investment Rating
--
Company Address
5260 Western Avenue
Chevy Chase, MD 20815
Chevy Chase, MD 20815
Phone Number
(800) 841-3000
NAIC Number
22063
Website
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