Discovery Ins Co

Kinston, NC

Rating Date

June 2026

NAIC
Classification

Property & Casualty

Risk Adjusted
Capital Ratio #1

1.28

Risk Adjusted
Capital Ratio #2

1.12

Loss
Ratio

57.82%

Total
Assets

21.17M

Capital

10.91M

Net
Premiums

11.72M

Net
Income

923.92K

My Lists My Alerts

Auto Physical Damage

Year

Claims Received and Closed

Claims Closed without Payment

Total Claims Received and Closed

Percentage of Claims Closed without Payment

Percentage of Claims Closed without Payment
National Average

2025

2,242

231

2,473

9.34%

23.88%

2024

3,871

378

4,249

8.90%

23.31%

2023

4,098

395

4,493

8.79%

22.83%

2022

5,138

431

5,569

7.74%

23.10%

2021

5,446

459

5,905

7.77%

22.81%

2020

5,883

623

6,506

9.58%

21.51%

Private Passenger Auto Liability

Year

Claims Received and Closed

Claims Closed without Payment

Total Claims Received and Closed

Percentage of Claims Closed without Payment

Percentage of Claims Closed without Payment
National Average

2025

1,722

243

1,965

12.37%

45.21%

2024

2,246

371

2,617

14.18%

45.23%

2023

2,384

388

2,772

14.00%

44.64%

2022

2,680

391

3,071

12.73%

46.15%

2021

3,281

444

3,725

11.92%

46.87%

2020

3,182

574

3,756

15.28%

43.90%

Workers' Compensation

Year

Claims Received and Closed

Claims Closed without Payment

Total Claims Received and Closed

Percentage of Claims Closed without Payment

Percentage of Claims Closed without Payment
National Average

2022

0.00%

37.14%

2020

0.00%

33.86%