D
Discovery Ins Co
Kinston,  NC
Rating Date
June 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
0.70
Risk Adjusted
Capital Ratio #2
0.70
Loss
Ratio
72.10%
Total
Assets
24.49M
Capital
9.97M
Net
Premiums
19.41M
Net
Income
66.38K
My Lists My Alerts
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
3,871
378
4,249
8.90%
23.31%
2023
4,098
395
4,493
8.79%
22.83%
2022
5,138
431
5,569
7.74%
23.10%
2021
5,446
459
5,905
7.77%
22.81%
2020
5,883
623
6,506
9.58%
21.51%
2019
7,207
801
8,008
10.00%
22.66%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
2,246
371
2,617
14.18%
45.22%
2023
2,384
388
2,772
14.00%
44.64%
2022
2,680
391
3,071
12.73%
46.15%
2021
3,281
444
3,725
11.92%
46.87%
2020
3,182
574
3,756
15.28%
43.90%
2019
4,068
575
4,643
12.38%
42.09%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2022
0
0
0
0.00%
37.14%
2020
0
0
0
0.00%
33.86%
2019
0
0
0
0.00%
34.01%