C
Discovery Ins Co
Kinston,  NC
Rating Date
October 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
0.75
Risk Adjusted
Capital Ratio #2
0.66
Loss
Ratio
72.10%
Total
Assets
21.92M
Capital
10.29M
Net
Premiums
6.57M
Net
Income
287.13K
My Lists My Alerts
Weiss Ratings Discovery Ins Co
Kinston, NC 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating C
Capitalization Index 4.30
Investment Safety Index --
Liquidity Index 3.50
Profitability Index 2.30
Reserve Adequacy Index 6.70
Stability Index 3.00
Company Info Discovery Ins Co
Kinston, NC 		Click to
Compare		 Click to
Compare		 Click to
Compare
Industry P&C
NAIC Number 22635
Phone Number (252) 523-1200
Website www.discoveryinsurance.com
Address 604 North Queen Street Kinston, NC 28501
Balance Sheet Discovery Ins Co
Kinston, NC 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 21.92M
Capital and Reserves Discovery Ins Co
Kinston, NC 		Click to
Compare		 Click to
Compare		 Click to
Compare
Risk-Adjusted Capital Ratio #1 0.75
Risk-Adjusted Capital Ratio #2 0.66
1-Year Reserve Development -1,180.00%
2-Year Reserve Development 210.00%
Capital 10.29M
Premium to Surplus 200.00%
Reserves to Surplus 20.00%
Investments Discovery Ins Co
Kinston, NC 		Click to
Compare		 Click to
Compare		 Click to
Compare
Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Discovery Ins Co
Kinston, NC 		Click to
Compare		 Click to
Compare		 Click to
Compare
Medical Loss Ratio --
Cash From Underwriting 90.00%
Combined Ratio 100.00%
Expense Ratio 30.00%
Loss Ratio 72.10%
Net Premium Growth -10.00%
Other Medical Discovery Ins Co
Kinston, NC 		Click to
Compare		 Click to
Compare		 Click to
Compare
Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Discovery Ins Co
Kinston, NC 		Click to
Compare		 Click to
Compare		 Click to
Compare
Net Income 287.13K
Net Premium 6.57M
Health Premium --