D
Discovery Ins Co
Kinston,  NC
Rating Date
June 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
0.70
Risk Adjusted
Capital Ratio #2
0.70
Loss
Ratio
72.10%
Total
Assets
24.49M
Capital
9.97M
Net
Premiums
19.41M
Net
Income
66.38K
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Weiss Ratings Discovery Ins Co
Kinston, NC 		Click to
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Rating D
Capitalization Index 4.20
Investment Safety Index --
Liquidity Index 6.60
Profitability Index 2.30
Reserve Adequacy Index 6.70
Stability Index 2.90
Company Info Discovery Ins Co
Kinston, NC 		Click to
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Industry P&C
NAIC Number 22635
Phone Number (252) 523-1200
Website www.discoveryinsurance.com
Address 604 North Queen Street Kinston, NC 28501
Balance Sheet Discovery Ins Co
Kinston, NC 		Click to
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Total Assets 24.49M
Capital and Reserves Discovery Ins Co
Kinston, NC 		Click to
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Risk-Adjusted Capital Ratio #1 0.70
Risk-Adjusted Capital Ratio #2 0.70
1-Year Reserve Development -1,180.00%
2-Year Reserve Development 210.00%
Capital 9.97M
Premium to Surplus 200.00%
Reserves to Surplus 20.00%
Investments Discovery Ins Co
Kinston, NC 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Discovery Ins Co
Kinston, NC 		Click to
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Medical Loss Ratio --
Cash From Underwriting 90.00%
Combined Ratio 100.00%
Expense Ratio 30.00%
Loss Ratio 72.10%
Net Premium Growth -10.00%
Other Medical Discovery Ins Co
Kinston, NC 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Discovery Ins Co
Kinston, NC 		Click to
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Net Income 66.38K
Net Premium 19.41M
Health Premium --