B
Shelter General Ins Co
Rating Date
June 2026
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
0.81
Risk Adjusted
Capital Ratio #2
0.67
Loss
Ratio
101.52%
Total
Assets
207.41M
Capital
49.60M
Net
Premiums
130.25M
Net
Income
-18.40M
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Weiss Ratings Shelter General Ins Co
Columbia, MO 		Click to
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Rating B
Capitalization Index 4.30
Investment Safety Index --
Liquidity Index 2.60
Profitability Index 2.20
Reserve Adequacy Index 4.10
Stability Index 5.40
Company Info Shelter General Ins Co
Columbia, MO 		Click to
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Industry P&C
NAIC Number 23361
Phone Number (573) 445-8441
Website www.shelterinsurance.com
Address 1817 West Broadway Columbia, MO 65218
Balance Sheet Shelter General Ins Co
Columbia, MO 		Click to
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Total Assets 207.41M
Capital and Reserves Shelter General Ins Co
Columbia, MO 		Click to
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Risk-Adjusted Capital Ratio #1 0.81
Risk-Adjusted Capital Ratio #2 0.67
1-Year Reserve Development 13.36%
2-Year Reserve Development 3.57%
Capital 49.60M
Premium to Surplus 262.63%
Reserves to Surplus 196.01%
Investments Shelter General Ins Co
Columbia, MO 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates 5.09%
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Shelter General Ins Co
Columbia, MO 		Click to
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Medical Loss Ratio --
Cash From Underwriting 101.56%
Combined Ratio 124.78%
Expense Ratio 23.26%
Loss Ratio 101.52%
Net Premium Growth 25.91%
Other Medical Shelter General Ins Co
Columbia, MO 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Shelter General Ins Co
Columbia, MO 		Click to
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Net Income -18.40M
Net Premium 130.25M
Health Premium --