Lawyers Mutual Ins Co of KY

Louisville, KY

Rating Date

October 2025

NAIC
Classification

Property & Casualty

Risk Adjusted
Capital Ratio #1

4.82

Risk Adjusted
Capital Ratio #2

3.23

Loss
Ratio

96.83%

Total
Assets

28.96M

Capital

16.81M

Net
Premiums

2.33M

Net
Income

312.45K

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Weiss Ratings	Lawyers Mutual Ins Co of KY Louisville, KY	Click to Compare	Click to Compare	Click to Compare
Rating	C
Capitalization Index	10.00
Investment Safety Index	--
Liquidity Index	10.00
Profitability Index	5.20
Reserve Adequacy Index	9.40
Stability Index	3.90

Company Info	Lawyers Mutual Ins Co of KY Louisville, KY	Click to Compare	Click to Compare	Click to Compare
Industry	P&C
NAIC Number	24520
Phone Number	(502) 568-6100
Website	lmick.com
Address	10503 Timberwood Circle Louisville, KY 40223

Balance Sheet	Lawyers Mutual Ins Co of KY Louisville, KY	Click to Compare	Click to Compare	Click to Compare
Total Assets	28.96M

Capital and Reserves	Lawyers Mutual Ins Co of KY Louisville, KY	Click to Compare	Click to Compare	Click to Compare
Risk-Adjusted Capital Ratio #1	4.82
Risk-Adjusted Capital Ratio #2	3.23
1-Year Reserve Development	-340.00%
2-Year Reserve Development	-690.00%
Capital	16.81M
Premium to Surplus	20.00%
Reserves to Surplus	50.00%

Investments	Lawyers Mutual Ins Co of KY Louisville, KY	Click to Compare	Click to Compare	Click to Compare
Cash	--
CMO & Structured Securities	--
Common & Preferred Stock	--
Invested Assets	--
Investments in Affiliates	--
Mortgages in Good Standing	--
Non-Investment Grade Bonds	--
Non-Performing Mortgages	--
Other Investment Grade Bonds	--
Other Investments	--
Real Estate	--

Operating Ratios	Lawyers Mutual Ins Co of KY Louisville, KY	Click to Compare	Click to Compare	Click to Compare
Medical Loss Ratio	--
Cash From Underwriting	80.00%
Combined Ratio	130.00%
Expense Ratio	30.00%
Loss Ratio	96.83%
Net Premium Growth	-20.00%

Other Medical	Lawyers Mutual Ins Co of KY Louisville, KY	Click to Compare	Click to Compare	Click to Compare
Bonus Pay	--
Capitation Pay	--
Contractual Pay	--
Enrollment	--
Fee For Service	--
Medical Expense Per Member Per Month	--
Network Physicians	--
Other Pay	--
Salary Pay	--
Total Patient Encounters - Physician	--
Total Patient Encounters-Non-Physician	--

Profitability	Lawyers Mutual Ins Co of KY Louisville, KY	Click to Compare	Click to Compare	Click to Compare
Net Income	312.45K
Net Premium	2.33M
Health Premium	--