Lawyers Mutual Ins Co of KY
Major Rating Factors:
Fair overall results on stability tests (4.0 on a scale of 0 to 10) including excessive premium growth. The largest net exposure for one risk is conservative at 1.4% of capital. Good overall profitability index (6.7). Strong long-term capitalization index (9.7) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels.
Other Rating Factors:
Ample reserve history (9.4) that helps to protect the company against sharp claims increases. Excellent liquidity (8.1) with ample operational cash flow and liquid investments.
Stability Factors:
D - Limited diversification of general business, policy, and/or investment risk.
G - Fast asset or premium growth.
R - Concerns about the financial strength of its reinsurers.
Principal Lines of Business:
Other (100%)
Licensed in:
KY
Principal Investments:
Investment grade bonds (84.6%), common stock (8.8%), cash (3.3%), other (3.3%)
Corporate Info
Group Affiliation
None
Investment Rating
--
Company Address
10503 Timberwood Circle
Louisville, KY 40223
Louisville, KY 40223
Phone Number
(502) 568-6100
NAIC Number
24520
Website
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