Arch Wilsure Ins Co
Major Rating Factors:
History of adequate reserve strength (5.0 on a scale of 0 to 10) as reserves have been consistently at an acceptable level. Fair profitability index (3.6) with operating losses during 2021, 2023, 2024 and 2025. Fair overall results on stability tests (3.9) including weak results on operational trends, excessive premium growth and fair risk adjusted capital in prior years. Strengths include potentially strong support from affiliation with Arch Capital Group Ltd. The largest net exposure for one risk is conservative at 1.5% of capital.
Other Rating Factors:
Strong long-term capitalization index (10.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios) reflecting significant improvement over results in 2022. Excellent liquidity (7.0) with ample operational cash flow and liquid investments.
Stability Factors:
D - Limited diversification of general business, policy, and/or investment risk.
R - Concerns about the financial strength of its reinsurers.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Personal/comm auto (109.4%)
Licensed in:
All states
Principal Investments:
Investment grade bonds (78.2%), cash (21.6%), other (0.3%)
Corporate Info
Group Affiliation
Arch Capital Group Ltd
Investment Rating
Company Address
Harborside Three
Jersey City, NJ 07311
Jersey City, NJ 07311
Phone Number
(201) 743-4000
NAIC Number
25585
Website
Largest Affiliates