A
Charter Oak Fire Ins Co
Rating Date
June 2026
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
1.99
Risk Adjusted
Capital Ratio #2
1.34
Loss
Ratio
63.70%
Total
Assets
1.36B
Capital
307.48M
Net
Premiums
502.06M
Net
Income
69.64M
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Weiss Ratings Charter Oak Fire Ins Co
Hartford, CT 		Click to
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Rating A
Capitalization Index 7.40
Investment Safety Index --
Liquidity Index 6.40
Profitability Index 8.70
Reserve Adequacy Index 8.20
Stability Index 8.40
Company Info Charter Oak Fire Ins Co
Hartford, CT 		Click to
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Industry P&C
NAIC Number 25615
Phone Number (860) 277-0111
Website www.travelers.com
Address One Tower Square Hartford, CT 06183
Balance Sheet Charter Oak Fire Ins Co
Hartford, CT 		Click to
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Total Assets 1.36B
Capital and Reserves Charter Oak Fire Ins Co
Hartford, CT 		Click to
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Risk-Adjusted Capital Ratio #1 1.99
Risk-Adjusted Capital Ratio #2 1.34
1-Year Reserve Development -4.02%
2-Year Reserve Development -5.11%
Capital 307.48M
Premium to Surplus 163.29%
Reserves to Surplus 221.58%
Investments Charter Oak Fire Ins Co
Hartford, CT 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Charter Oak Fire Ins Co
Hartford, CT 		Click to
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Medical Loss Ratio --
Cash From Underwriting 100.41%
Combined Ratio 89.91%
Expense Ratio 26.21%
Loss Ratio 63.70%
Net Premium Growth 2.55%
Other Medical Charter Oak Fire Ins Co
Hartford, CT 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Charter Oak Fire Ins Co
Hartford, CT 		Click to
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Net Income 69.64M
Net Premium 502.06M
Health Premium --