Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
93
30
123
24.39%
23.88%
2024
158
20
178
11.24%
23.31%
2023
85
24
109
22.02%
22.83%
2022
232
29
261
11.11%
23.10%
2021
326
55
381
14.44%
22.81%
2020
182
20
202
9.90%
21.51%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
46
10
56
17.86%
49.08%
2024
34
3
37
8.11%
47.46%
2023
41
2
43
4.65%
47.29%
2022
26
2
28
7.14%
45.44%
2021
32
1
33
3.03%
44.40%
2020
24
0
24
0.00%
42.45%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
459
479
938
51.07%
42.44%
2024
1,434
604
2,038
29.64%
41.75%
2023
1,370
431
1,801
23.93%
38.64%
2022
989
413
1,402
29.46%
39.39%
2021
898
297
1,195
24.85%
40.41%
2020
1,079
345
1,424
24.23%
48.09%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
0
0
0
0.00%
13.25%
2024
0
0
0
0.00%
12.32%
2023
0
0
0
0.00%
16.34%
2022
0
0
0
0.00%
11.13%
2021
0
0
0
0.00%
18.93%
2020
0
0
0
0.00%
20.93%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
0
5
5
100.00%
34.83%
2024
0
8
8
100.00%
35.33%
2023
1
5
6
83.33%
35.67%
2022
0
4
4
100.00%
37.14%
2021
0
4
4
100.00%
35.46%
2020
0
7
7
100.00%
33.86%