D
Southern Mutual Church Ins Co
Rating Date
June 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
1.10
Risk Adjusted
Capital Ratio #2
0.80
Loss
Ratio
101.39%
Total
Assets
81.17M
Capital
25.70M
Net
Premiums
30.65M
Net
Income
964.37K
My Lists My Alerts
Weiss Ratings Southern Mutual Church Ins Co
Columbia, SC 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating D
Capitalization Index 5.10
Investment Safety Index --
Liquidity Index 6.70
Profitability Index 0.90
Reserve Adequacy Index 8.20
Stability Index 3.30
Company Info Southern Mutual Church Ins Co
Columbia, SC 		Click to
Compare		 Click to
Compare		 Click to
Compare
Industry P&C
NAIC Number 26468
Phone Number (803) 776-9365
Website www.smcins.com
Address 201 Greenlawn Drive Columbia, SC 29209
Balance Sheet Southern Mutual Church Ins Co
Columbia, SC 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 81.17M
Capital and Reserves Southern Mutual Church Ins Co
Columbia, SC 		Click to
Compare		 Click to
Compare		 Click to
Compare
Risk-Adjusted Capital Ratio #1 1.10
Risk-Adjusted Capital Ratio #2 0.80
1-Year Reserve Development 30.00%
2-Year Reserve Development -90.00%
Capital 25.70M
Premium to Surplus 120.00%
Reserves to Surplus 30.00%
Investments Southern Mutual Church Ins Co
Columbia, SC 		Click to
Compare		 Click to
Compare		 Click to
Compare
Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Southern Mutual Church Ins Co
Columbia, SC 		Click to
Compare		 Click to
Compare		 Click to
Compare
Medical Loss Ratio --
Cash From Underwriting 70.00%
Combined Ratio 160.00%
Expense Ratio 60.00%
Loss Ratio 101.39%
Net Premium Growth -10.00%
Other Medical Southern Mutual Church Ins Co
Columbia, SC 		Click to
Compare		 Click to
Compare		 Click to
Compare
Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Southern Mutual Church Ins Co
Columbia, SC 		Click to
Compare		 Click to
Compare		 Click to
Compare
Net Income 964.37K
Net Premium 30.65M
Health Premium --