D
Southern Mutual Church Ins Co
Rating Date
October 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
1.05
Risk Adjusted
Capital Ratio #2
0.76
Loss
Ratio
101.39%
Total
Assets
78.49M
Capital
25.79M
Net
Premiums
18.61M
Net
Income
1.00M
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Weiss Ratings Southern Mutual Church Ins Co
Columbia, SC 		Click to
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Rating D
Capitalization Index 5.10
Investment Safety Index --
Liquidity Index 6.30
Profitability Index 0.90
Reserve Adequacy Index 8.20
Stability Index 3.30
Company Info Southern Mutual Church Ins Co
Columbia, SC 		Click to
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Industry P&C
NAIC Number 26468
Phone Number (803) 776-9365
Website www.smcins.com
Address 201 Greenlawn Drive Columbia, SC 29209
Balance Sheet Southern Mutual Church Ins Co
Columbia, SC 		Click to
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Total Assets 78.49M
Capital and Reserves Southern Mutual Church Ins Co
Columbia, SC 		Click to
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Risk-Adjusted Capital Ratio #1 1.05
Risk-Adjusted Capital Ratio #2 0.76
1-Year Reserve Development 30.00%
2-Year Reserve Development -90.00%
Capital 25.79M
Premium to Surplus 120.00%
Reserves to Surplus 30.00%
Investments Southern Mutual Church Ins Co
Columbia, SC 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Southern Mutual Church Ins Co
Columbia, SC 		Click to
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Medical Loss Ratio --
Cash From Underwriting 70.00%
Combined Ratio 160.00%
Expense Ratio 60.00%
Loss Ratio 101.39%
Net Premium Growth -10.00%
Other Medical Southern Mutual Church Ins Co
Columbia, SC 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Southern Mutual Church Ins Co
Columbia, SC 		Click to
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Net Income 1.00M
Net Premium 18.61M
Health Premium --