B
Midstate Mutual Ins Co
Auburn,  NY
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
73
39
112
34.82%
42.44%
2024
98
50
148
33.78%
41.75%
2023
68
55
123
44.72%
38.64%
2022
118
75
193
38.86%
39.39%
2021
94
69
163
42.33%
40.41%
2020
93
78
171
45.61%
48.09%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
233
83
316
26.27%
38.98%
2024
240
113
353
32.01%
39.58%
2023
181
95
276
34.42%
36.96%
2022
205
103
308
33.44%
37.07%
2021
230
116
346
33.53%
39.17%
2020
182
101
283
35.69%
35.42%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
0
0
0
0.00%
13.25%
2024
0
0
0
0.00%
12.32%
2023
0
0
0
0.00%
16.34%
2022
0
0
0
0.00%
11.13%
2021
0
0
0
0.00%
18.93%
2020
0
0
0
0.00%
20.93%