B
Midstate Mutual Ins Co
Auburn,  NY
Rating Date
October 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
3.67
Risk Adjusted
Capital Ratio #2
2.33
Loss
Ratio
60.07%
Total
Assets
56.42M
Capital
32.35M
Net
Premiums
7.77M
Net
Income
-749.73K
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Weiss Ratings Midstate Mutual Ins Co
Auburn, NY 		Click to
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Rating B
Capitalization Index 9.00
Investment Safety Index --
Liquidity Index 7.20
Profitability Index 5.10
Reserve Adequacy Index 6.90
Stability Index 5.20
Company Info Midstate Mutual Ins Co
Auburn, NY 		Click to
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Industry P&C
NAIC Number 26818
Phone Number (315) 252-7218
Website midstatemutual.com
Address 5612 South Street Road Auburn, NY 13021
Balance Sheet Midstate Mutual Ins Co
Auburn, NY 		Click to
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Total Assets 56.42M
Capital and Reserves Midstate Mutual Ins Co
Auburn, NY 		Click to
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Risk-Adjusted Capital Ratio #1 3.67
Risk-Adjusted Capital Ratio #2 2.33
1-Year Reserve Development -50.00%
2-Year Reserve Development -280.00%
Capital 32.35M
Premium to Surplus 50.00%
Reserves to Surplus 30.00%
Investments Midstate Mutual Ins Co
Auburn, NY 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Midstate Mutual Ins Co
Auburn, NY 		Click to
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Medical Loss Ratio --
Cash From Underwriting 120.00%
Combined Ratio 90.00%
Expense Ratio 30.00%
Loss Ratio 60.07%
Net Premium Growth 10.00%
Other Medical Midstate Mutual Ins Co
Auburn, NY 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Midstate Mutual Ins Co
Auburn, NY 		Click to
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Net Income -749.73K
Net Premium 7.77M
Health Premium --