B
Midstate Mutual Ins Co
Auburn,  NY
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
Weiss Ratings Midstate Mutual Ins Co
Auburn, NY
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Rating B
Capitalization Index 8.90
Investment Safety Index --
Liquidity Index 6.90
Profitability Index 4.50
Reserve Adequacy Index 6.90
Stability Index 5.20
Company Info Midstate Mutual Ins Co
Auburn, NY
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Industry P&C
NAIC Number 26818
Phone Number (315) 252-7218
Website midstatemutual.com
Address 5612 Route 34 South Auburn, NY 13021
Balance Sheet Midstate Mutual Ins Co
Auburn, NY
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Total Assets 59.69M
Capital and Reserves Midstate Mutual Ins Co
Auburn, NY
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Risk-Adjusted Capital Ratio #1 3.37
Risk-Adjusted Capital Ratio #2 2.30
1-Year Reserve Development 1.31%
2-Year Reserve Development 0.90%
Capital 32.71M
Premium to Surplus 49.04%
Reserves to Surplus 39.99%
Investments Midstate Mutual Ins Co
Auburn, NY
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Midstate Mutual Ins Co
Auburn, NY
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Medical Loss Ratio --
Cash From Underwriting 110.91%
Combined Ratio 115.68%
Expense Ratio 36.83%
Loss Ratio 78.85%
Net Premium Growth -0.23%
Other Medical Midstate Mutual Ins Co
Auburn, NY
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Midstate Mutual Ins Co
Auburn, NY
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Net Income -583.20K
Net Premium 16.04M
Health Premium --