American National P&C Co
Major Rating Factors:
History of adequate reserve strength (5.9 on a scale of 0 to 10) as reserves have been consistently at an acceptable level. Strong long-term capitalization index (7.8) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. Excellent overall results on stability tests (7.2). Stability strengths include good operational trends and excellent risk diversification.
Other Rating Factors:
Fair profitability index (4.7) with operating losses during 2022 and 2023. Fair liquidity (4.6) as cash resources may not be adequate to cover a spike in claims.
Stability Factors:
F - Negative cash flow.
L - Past results on our liquidity tests.
Principal Lines of Business:
Personal/comm auto (33.4%), comm multi (23.9%), fire (2.9%), work comp (0.9%), other (38.9%)
Licensed in:
All states except MA, NY, also licensed in PR
Principal Investments:
Common stock (46.4%), investment grade bonds (44.0%), preferred stock (1.9%), cash (1.5%), real estate (0.9%), non investment grade bonds (0.2%), other (5.2%)
Corporate Info
Group Affiliation
Brookfield Corporation
Investment Rating
Company Address
American National Centre
Springfield, MO 65899
Springfield, MO 65899
Phone Number
(417) 887-4990
NAIC Number
28401
Website
Largest Affiliates