ZNAT Ins Co
Major Rating Factors:
Weak overall results on stability tests (1.7 on a scale of 0 to 10) including. The largest net exposure for one risk is excessive at 16.6% of capital. Strong long-term capitalization index (7.8) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. Ample reserve history (9.4) that helps to protect the company against sharp claims increases.
Other Rating Factors:
Excellent profitability index (7.1) with operating gains in each of the last five years. Excellent liquidity (8.2) with ample operational cash flow and liquid investments.
Stability Factors:
D - Limited diversification of general business, policy, and/or investment risk.
R - Concerns about the financial strength of its reinsurers.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Work comp (97.5%), personal/comm auto (0.8%), comm multi (0.6%), fire (0.2%), other (0.9%)
Licensed in:
All states except AK, CO, CT, DC, FL, HI, ID, KS, LA, MA, MD, ME, MN, MT, NH, NY, OR, RI, SD, VT, WI
Principal Investments:
Investment grade bonds (93.3%), cash (6.7%)
Corporate Info
Group Affiliation
Fairfax Financial Holdings Limited
Investment Rating
--
Company Address
21255 Califa Street
Woodland Hills, CA 91367
Woodland Hills, CA 91367
Phone Number
(818) 713-1000
NAIC Number
30120
Website
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