Rating Date
June 2026
NAIC
Classification
Classification
Risk Adjusted
Capital Ratio #1
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Capital Ratio #2
Loss
Ratio
Ratio
Total
Assets
Assets
Capital
Net
Premiums
Premiums
Net
Income
Income
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
1,199
642
1,841
34.87%
38.98%
2024
1,188
599
1,787
33.52%
39.58%
2023
1,103
532
1,635
32.54%
36.96%
2022
4,137
1,174
5,311
22.11%
37.07%
2021
1,090
608
1,698
35.81%
39.17%
2020
1,105
617
1,722
35.83%
35.42%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
4
2
6
33.33%
13.25%
2024
5
1
6
16.67%
12.32%
2023
1
2
3
66.67%
16.34%
2022
0
1
1
100.00%
11.13%
2021
1
0
1
0.00%
18.93%
2020
0
0
0
0.00%
20.93%