Rating Date
June 2026
NAIC
Classification
Classification
Risk Adjusted
Capital Ratio #1
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Capital Ratio #2
Loss
Ratio
Ratio
Total
Assets
Assets
Capital
Net
Premiums
Premiums
Net
Income
Income
| Weiss Ratings |
De Smet Farm Mutl Ins Co SD
De Smet, SD |
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| Rating | ||||
| Capitalization Index | 7.90 | |||
| Investment Safety Index | -- | |||
| Liquidity Index | 9.30 | |||
| Profitability Index | 2.80 | |||
| Reserve Adequacy Index | 7.00 | |||
| Stability Index | 5.80 | |||
| Company Info |
De Smet Farm Mutl Ins Co SD
De Smet, SD |
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| Industry | P&C | |||
| NAIC Number | 31445 | |||
| Phone Number | (605) 854-3732 | |||
| Website | desmetfarmmutual.com | |||
| Address | 120 Calumet Avenue, SE De Smet, SD 57231 | |||
| Balance Sheet |
De Smet Farm Mutl Ins Co SD
De Smet, SD |
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| Total Assets | 44.90M | |||
| Capital and Reserves |
De Smet Farm Mutl Ins Co SD
De Smet, SD |
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| Risk-Adjusted Capital Ratio #1 | 1.84 | |||
| Risk-Adjusted Capital Ratio #2 | 1.75 | |||
| 1-Year Reserve Development | -0.97% | |||
| 2-Year Reserve Development | -4.58% | |||
| Capital | 31.74M | |||
| Premium to Surplus | 0.00% | |||
| Reserves to Surplus | 1.64% | |||
| Investments |
De Smet Farm Mutl Ins Co SD
De Smet, SD |
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| Cash | -- | |||
| CMO & Structured Securities | -- | |||
| Common & Preferred Stock | -- | |||
| Invested Assets | -- | |||
| Investments in Affiliates | 53.16% | |||
| Mortgages in Good Standing | -- | |||
| Non-Investment Grade Bonds | -- | |||
| Non-Performing Mortgages | -- | |||
| Other Investment Grade Bonds | -- | |||
| Other Investments | -- | |||
| Real Estate | -- | |||
| Operating Ratios |
De Smet Farm Mutl Ins Co SD
De Smet, SD |
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| Medical Loss Ratio | -- | |||
| Cash From Underwriting | -48.74% | |||
| Combined Ratio | 598,555.84% | |||
| Expense Ratio | 531,129.55% | |||
| Loss Ratio | 67,426.30% | |||
| Net Premium Growth | -98.90% | |||
| Other Medical |
De Smet Farm Mutl Ins Co SD
De Smet, SD |
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| Bonus Pay | -- | |||
| Capitation Pay | -- | |||
| Contractual Pay | -- | |||
| Enrollment | -- | |||
| Fee For Service | -- | |||
| Medical Expense Per Member Per Month | -- | |||
| Network Physicians | -- | |||
| Other Pay | -- | |||
| Salary Pay | -- | |||
| Total Patient Encounters - Physician | -- | |||
| Total Patient Encounters-Non-Physician | -- | |||
| Profitability |
De Smet Farm Mutl Ins Co SD
De Smet, SD |
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| Net Income | 3.05M | |||
| Net Premium | -616.00 | |||
| Health Premium | -- | |||