Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
1,519
944
2,463
38.33%
23.88%
2024
2,967
1,636
4,603
35.54%
23.31%
2023
2,880
1,634
4,514
36.20%
22.83%
2022
2,834
1,592
4,426
35.97%
23.10%
2021
2,834
1,592
4,426
35.97%
22.81%
2020
2,444
1,484
3,928
37.78%
21.51%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
291
156
447
34.90%
38.98%
2024
930
394
1,324
29.76%
39.58%
2023
303
85
388
21.91%
36.96%
2022
160
55
215
25.58%
37.07%
2021
160
55
215
25.58%
39.17%
2020
203
59
262
22.52%
35.42%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
1
0
1
0.00%
12.32%
2021
2
0
2
0.00%
18.93%
2020
0
0
0
0.00%
20.93%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
502
576
1,078
53.43%
45.21%
2024
1,440
1,056
2,496
42.31%
45.23%
2023
1,484
1,143
2,627
43.51%
44.64%
2022
2,105
1,807
3,912
46.19%
46.15%
2021
2,105
1,807
3,912
46.19%
46.87%
2020
2,298
1,629
3,927
41.48%
43.90%