B
Universal Ins Co (NC)
Rating Date
October 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
4.48
Risk Adjusted
Capital Ratio #2
4.03
Loss
Ratio
--
Total
Assets
33.33M
Capital
14.98M
Net
Premiums
0.00
Net
Income
752.01K
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Weiss Ratings Universal Ins Co (NC)
Charlotte, NC 		Click to
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Rating B
Capitalization Index 10.00
Investment Safety Index --
Liquidity Index 9.90
Profitability Index 4.30
Reserve Adequacy Index 4.80
Stability Index 3.20
Company Info Universal Ins Co (NC)
Charlotte, NC 		Click to
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Industry P&C
NAIC Number 32972
Phone Number (336) 771-0400
Website www.acg.aaa.com
Address 3426 Toringdon Way Charlotte, NC 28277
Balance Sheet Universal Ins Co (NC)
Charlotte, NC 		Click to
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Total Assets 33.33M
Capital and Reserves Universal Ins Co (NC)
Charlotte, NC 		Click to
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Risk-Adjusted Capital Ratio #1 4.48
Risk-Adjusted Capital Ratio #2 4.03
1-Year Reserve Development 840.00%
2-Year Reserve Development 180.00%
Capital 14.98M
Premium to Surplus --
Reserves to Surplus 30.00%
Investments Universal Ins Co (NC)
Charlotte, NC 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Universal Ins Co (NC)
Charlotte, NC 		Click to
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Medical Loss Ratio --
Cash From Underwriting 440.00%
Combined Ratio --
Expense Ratio --
Loss Ratio --
Net Premium Growth --
Other Medical Universal Ins Co (NC)
Charlotte, NC 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Universal Ins Co (NC)
Charlotte, NC 		Click to
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Net Income 752.01K
Net Premium 0.00
Health Premium --