A
Dakota Truck Underwriters
Rating Date
April 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
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Major Rating Factors: Strong long-term capitalization index (8.1 on a scale of 0 to 10) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Moreover, capital has steadily grown over the last five years. Ample reserve history (9.3) that helps to protect the company against sharp claims increases. Excellent profitability index (8.9) with operating gains in each of the last five years. Return on equity has been good over the last five years, averaging 10.4%.
Other Rating Factors: Excellent overall results on stability tests (7.1). Stability strengths include excellent operational trends and excellent risk diversification. Good liquidity (6.6) with sufficient resources (cash flows and marketable investments) to handle a spike in claims.
Stability Factors: L - Past results on our liquidity tests.
Principal Lines of Business: Work comp (100.0%)
Licensed in: All states except AK, CA, DC, NC, ND, NH, NY, OH, WA, WY
Principal Investments: Investment grade bonds (73.8%), common stock (18.6%), preferred stock (1.9%), cash (0.8%), non investment grade bonds (0.3%), other (4.6%)
Ratios
Premium to Surplus
Reserve to Surplus
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2-Year Reserve Development
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Cash From Underwriting
Net Premium Growth
Investments in Affiliates
Corporate Info
Group Affiliation
Risk Administration Services Inc
Investment Rating
--
Company Address
300 Cherapa Place
Sioux Falls, SD 57103
Phone Number
(800) 732-1486
NAIC Number
34924
Largest Affiliates
B
Sioux Falls, SD - P&C