B
GEICO GENERAL INS CO
Rating Date
December 2023
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Good overall results on stability tests (5.0 on a scale of 0 to 10) despite weak results on operational trends. Strong long-term capitalization index (10.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels.
Other Rating Factors: Excellent profitability (7.0) with operating gains in each of the last five years. Excellent expense controls. Excellent liquidity (7.0) with ample operational cash flow and liquid investments.
Stability Factors: T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Personal/comm auto (99.9%)
Licensed in: All states except PR
Principal Investments: Investment grade bonds (99.1%), cash (0.8%), other (0.1%)
Ratios
Premium to Surplus
Reserve to Surplus
1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
--
Combined Ratio
--
Cash From Underwriting
--
Net Premium Growth
--
Investments in Affiliates
Corporate Info
Group Affiliation
Berkshire-Hathaway
Investment Rating
--
Company Address
3555 Farnam Street Suite 1440
OMAHA, NE 68131
Phone Number
(301) 986-2669
NAIC Number
35882
Largest Affiliates
B
OMAHA, NE - P&C
C
OMAHA, NE - P&C
C
WILMINGTON, DE - P&C
Weiss Ratings