GEICO GENERAL INS CO
Major Rating Factors:
Good overall results on stability tests (5.0 on a scale of 0 to 10) despite weak results on operational trends. Strong long-term capitalization index (10.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels.
Other Rating Factors:
Excellent profitability (7.0) with operating gains in each of the last five years. Excellent expense controls. Excellent liquidity (7.0) with ample operational cash flow and liquid investments.
Stability Factors:
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Personal/comm auto (99.9%)
Licensed in:
All states except PR
Principal Investments:
Investment grade bonds (99.1%), cash (0.8%), other (0.1%)