Major Rating Factors:
Fair overall results on stability tests (4.6 on a scale of 0 to 10) including. The largest net exposure for one risk is excessive at 6.0% of capital. History of adequate reserve strength (6.0) as reserves have been consistently at an acceptable level. Good overall profitability index (5.2) with small operating losses during 2025.
Other Rating Factors:
Strong long-term capitalization index (7.8) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. Good liquidity (6.9) with sufficient resources (cash flows and marketable investments) to handle a spike in claims.
Stability Factors:
Principal Lines of Business:
Fin guar/surety (20.6%), personal/comm auto (11.5%), comm multi (7.4%), other (60.5%)
Licensed in:
All states
Principal Investments:
Investment grade bonds (99.6%), cash (0.4%)
Corporate Info
Group Affiliation
RLI Corp
Investment Rating
Company Address
9025 North Lindbergh Drive
Peoria, IL 61615
Peoria, IL 61615
Phone Number
(309) 692-1000
NAIC Number
37206
Website
Largest Affiliates