Major Rating Factors:
Strong long-term capitalization index (7.4 on a scale of 0 to 10) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Moreover, capital has steadily grown over the last five years. Ample reserve history (9.4) that helps to protect the company against sharp claims increases. Excellent profitability index (8.6).
Other Rating Factors:
Good liquidity (7.0) with sufficient resources (cash flows and marketable investments) to handle a spike in claims. Excellent overall results on stability tests (8.6). Stability strengths include excellent operational trends and excellent risk diversification.
Stability Factors:
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Personal/comm auto (15.8%), fin guar/surety (12.8%), comm multi (3.1%), homeowners (3.0%), work comp (1.2%), fire (0.5%), other (63.6%)
Licensed in:
All states and GU, PR, VI
Principal Investments:
Common stock (48.2%), investment grade bonds (42.8%), non investment grade bonds (4.0%), cash (0.8%), real estate (0.7%), other (3.5%)
Corporate Info
Group Affiliation
RLI Corp
Investment Rating
Company Address
9025 North Lindbergh Drive
Peoria, IL 61615
Peoria, IL 61615
Phone Number
(309) 692-1000
NAIC Number
13056
Website
Largest Affiliates