Major Rating Factors:
Strong long-term capitalization index (7.6 on a scale of 0 to 10) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Moreover, capital has steadily grown over the last five years. Ample reserve history (9.4) that helps to protect the company against sharp claims increases. Excellent profitability index (8.8) with operating gains in each of the last five years. Return on equity has been good over the last five years, averaging 12.9%.
Other Rating Factors:
Excellent liquidity (7.2) with ample operational cash flow and liquid investments. Excellent overall results on stability tests (8.5). Stability strengths include excellent operational trends and excellent risk diversification.
Stability Factors:
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Fire (18.2%), personal/comm auto (1.1%), product liab. (0.2%), other (80.5%)
Licensed in:
(No states)
Principal Investments:
Investment grade bonds (70.3%), common stock (28.5%), non investment grade bonds (0.5%), cash (0.4%), preferred stock (0.1%), other (0.1%)
Corporate Info
Group Affiliation
RLI Corp
Investment Rating
Company Address
9025 North Lindbergh Drive
Peoria, IL 61615
Peoria, IL 61615
Phone Number
(309) 692-1000
NAIC Number
37974
Website
Largest Affiliates