Major Rating Factors:
History of adequate reserve strength (6.8 on a scale of 0 to 10) as reserves have been consistently at an acceptable level. Good overall profitability index (6.3) with operating gains in each of the last five years. Return on equity has been fair, averaging 8.3% over the past five years. Fair overall results on stability tests (4.6) including. The largest net exposure for one risk is excessive at 5.9% of capital.
Other Rating Factors:
Strong long-term capitalization index (7.1) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. Excellent liquidity (7.9) with ample operational cash flow and liquid investments.
Stability Factors:
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Comm multi (26.4%), fin guar/surety (22.1%), personal/comm auto (14.3%), other (37.2%)
Licensed in:
All states
Principal Investments:
Investment grade bonds (100.0%)
Corporate Info
Group Affiliation
RLI Corp
Investment Rating
Company Address
9025 North Lindbergh Drive
Peoria, IL 61615
Peoria, IL 61615
Phone Number
(309) 692-1000
NAIC Number
37206
Website
Largest Affiliates