Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
111
0
111
0.00%
23.88%
2024
70
0
70
0.00%
23.31%
2023
60
0
60
0.00%
22.83%
2022
0
0
0
0.00%
23.10%
2021
93
24
117
20.51%
22.81%
2020
96
18
114
15.79%
21.51%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
7
0
7
0.00%
42.44%
2024
9
0
9
0.00%
41.75%
2023
7
0
7
0.00%
38.64%
2022
0
0
0
0.00%
39.39%
2021
5
3
8
37.50%
40.41%
2020
8
6
14
42.86%
48.09%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
156
0
156
0.00%
38.98%
2024
160
0
160
0.00%
39.58%
2023
148
0
148
0.00%
36.96%
2022
0
0
0
0.00%
37.07%
2021
0
54
54
100.00%
39.17%
2020
226
58
284
20.42%
35.42%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
0
0
0
0.00%
13.25%
2024
1
0
1
0.00%
12.32%
2023
0
0
0
0.00%
16.34%
2022
0
0
0
0.00%
11.13%
2021
0
1
1
100.00%
18.93%
2020
0
1
1
100.00%
20.93%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
83
0
83
0.00%
45.21%
2024
86
0
86
0.00%
45.23%
2023
71
0
71
0.00%
44.64%
2022
0
0
0
0.00%
46.15%
2021
25
6
31
19.35%
46.87%
2020
25
7
32
21.88%
43.90%