C
Thames Ins Co
Norwich,  CT
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
Weiss Ratings Thames Ins Co
Norwich, CT
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Rating C
Capitalization Index 7.60
Investment Safety Index --
Liquidity Index 6.80
Profitability Index 3.70
Reserve Adequacy Index 5.80
Stability Index 5.10
Company Info Thames Ins Co
Norwich, CT
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Industry P&C
NAIC Number 37354
Phone Number (860) 887-3553
Website www.nlcinsurance.com
Address 101 High Street Norwich, CT 06360
Balance Sheet Thames Ins Co
Norwich, CT
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Total Assets 32.49M
Capital and Reserves Thames Ins Co
Norwich, CT
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Risk-Adjusted Capital Ratio #1 1.92
Risk-Adjusted Capital Ratio #2 1.39
1-Year Reserve Development 0.28%
2-Year Reserve Development -1.83%
Capital 15.55M
Premium to Surplus 102.10%
Reserves to Surplus 37.67%
Investments Thames Ins Co
Norwich, CT
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Thames Ins Co
Norwich, CT
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Medical Loss Ratio --
Cash From Underwriting 103.38%
Combined Ratio 101.69%
Expense Ratio 41.27%
Loss Ratio 60.42%
Net Premium Growth 11.27%
Other Medical Thames Ins Co
Norwich, CT
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Thames Ins Co
Norwich, CT
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Net Income 173.20K
Net Premium 15.88M
Health Premium --