C
Golden Bear Ins Co
Rating Date
October 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
14
35
49
71.43%
41.74%
2023
33
33
66
50.00%
38.64%
2022
20
16
36
44.44%
39.39%
2021
16
23
39
58.97%
40.41%
2020
25
30
55
54.55%
48.09%
2019
3
11
14
78.57%
43.30%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
0
2
2
100.00%
39.58%
2023
103
54
157
34.39%
36.96%
2022
53
39
92
42.39%
37.07%
2021
103
71
174
40.80%
39.17%
2020
87
62
149
41.61%
35.42%
2019
61
47
108
43.52%
35.34%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
11
74
85
87.06%
12.32%
2023
5
75
80
93.75%
16.34%
2022
4
25
29
86.21%
11.13%
2021
8
87
95
91.58%
18.93%
2020
12
64
76
84.21%
20.93%
2019
8
58
66
87.88%
16.90%
Product Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
0
0
0
0.00%
84.35%
2023
0
0
0
0.00%
68.07%
2022
0
0
0
0.00%
77.84%
2021
0
0
0
0.00%
84.45%
2020
0
2
2
100.00%
83.02%
2019
0
0
0
0.00%
81.57%