C
Golden Bear Ins Co
Rating Date
October 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
2.41
Risk Adjusted
Capital Ratio #2
1.56
Loss
Ratio
93.13%
Total
Assets
384.97M
Capital
127.40M
Net
Premiums
35.07M
Net
Income
4.74M
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Weiss Ratings Golden Bear Ins Co
Stockton, CA 		Click to
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Rating C
Capitalization Index 7.60
Investment Safety Index --
Liquidity Index 9.00
Profitability Index 6.00
Reserve Adequacy Index 2.80
Stability Index 6.30
Company Info Golden Bear Ins Co
Stockton, CA 		Click to
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Industry P&C
NAIC Number 39861
Phone Number (209) 948-8191
Website www.goldenbear.com
Address 1550 West Fremont Street Stockton, CA 95203
Balance Sheet Golden Bear Ins Co
Stockton, CA 		Click to
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Total Assets 384.97M
Capital and Reserves Golden Bear Ins Co
Stockton, CA 		Click to
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Risk-Adjusted Capital Ratio #1 2.41
Risk-Adjusted Capital Ratio #2 1.56
1-Year Reserve Development 2,130.00%
2-Year Reserve Development 3,040.00%
Capital 127.40M
Premium to Surplus 60.00%
Reserves to Surplus 100.00%
Investments Golden Bear Ins Co
Stockton, CA 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Golden Bear Ins Co
Stockton, CA 		Click to
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Medical Loss Ratio --
Cash From Underwriting 110.00%
Combined Ratio 90.00%
Expense Ratio 0.00%
Loss Ratio 93.13%
Net Premium Growth 30.00%
Other Medical Golden Bear Ins Co
Stockton, CA 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Golden Bear Ins Co
Stockton, CA 		Click to
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Net Income 4.74M
Net Premium 35.07M
Health Premium --