C
Golden Bear Ins Co
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
Weiss Ratings Golden Bear Ins Co
Stockton, CA
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Rating C
Capitalization Index 7.10
Investment Safety Index --
Liquidity Index 6.90
Profitability Index 5.90
Reserve Adequacy Index 2.10
Stability Index 6.40
Company Info Golden Bear Ins Co
Stockton, CA
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Industry P&C
NAIC Number 39861
Phone Number (209) 948-8191
Website www.goldenbear.com
Address 1550 West Fremont Street Stockton, CA 95203
Balance Sheet Golden Bear Ins Co
Stockton, CA
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Total Assets 352.73M
Capital and Reserves Golden Bear Ins Co
Stockton, CA
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Risk-Adjusted Capital Ratio #1 1.79
Risk-Adjusted Capital Ratio #2 1.06
1-Year Reserve Development 24.50%
2-Year Reserve Development 51.77%
Capital 130.56M
Premium to Surplus 59.22%
Reserves to Surplus 99.80%
Investments Golden Bear Ins Co
Stockton, CA
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Golden Bear Ins Co
Stockton, CA
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Medical Loss Ratio --
Cash From Underwriting 101.69%
Combined Ratio 99.22%
Expense Ratio 6.86%
Loss Ratio 92.36%
Net Premium Growth 10.43%
Other Medical Golden Bear Ins Co
Stockton, CA
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Golden Bear Ins Co
Stockton, CA
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Net Income 8.37M
Net Premium 77.32M
Health Premium --