American National Genl Ins Co
Major Rating Factors:
Fair profitability index (3.9 on a scale of 0 to 10) with operating losses during 2022 and 2023. Fair overall results on stability tests (4.5) including negative cash flow from operations for 2025. The largest net exposure for one risk is excessive at 6.4% of capital. History of adequate reserve strength (5.7) as reserves have been consistently at an acceptable level.
Other Rating Factors:
Good liquidity (6.4) with sufficient resources (cash flows and marketable investments) to handle a spike in claims. Strong long-term capitalization index (10.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels.
Stability Factors:
F - Negative cash flow.
R - Concerns about the financial strength of its reinsurers.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Personal/comm auto (26.1%), comm multi (14.3%), other (59.6%)
Licensed in:
All states except AK, DC, HI, MA, ME, MI, NC, NH, NJ, NY, RI, TX, VT
Principal Investments:
Investment grade bonds (93.4%), cash (0.5%), other (6.1%)
Corporate Info
Group Affiliation
Brookfield Corporation
Investment Rating
Company Address
American National Centre
Springfield, MO 65899
Springfield, MO 65899
Phone Number
(417) 887-4990
NAIC Number
39942
Website
Largest Affiliates