B
Benchmark Ins Co
Wayzata,  MN
Rating Date
October 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
1.46
Risk Adjusted
Capital Ratio #2
0.98
Loss
Ratio
71.57%
Total
Assets
1.24B
Capital
230.46M
Net
Premiums
141.12M
Net
Income
11.77M
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Weiss Ratings Benchmark Ins Co
Wayzata, MN 		Click to
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Rating B
Capitalization Index 6.80
Investment Safety Index --
Liquidity Index 7.10
Profitability Index 4.40
Reserve Adequacy Index 5.20
Stability Index 7.20
Company Info Benchmark Ins Co
Wayzata, MN 		Click to
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Industry P&C
NAIC Number 41394
Phone Number (952) 974-2265
Website www.benchmarkinsco.com
Address 150 Lake Street, West Wayzata, MN 55391
Balance Sheet Benchmark Ins Co
Wayzata, MN 		Click to
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Total Assets 1.24B
Capital and Reserves Benchmark Ins Co
Wayzata, MN 		Click to
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Risk-Adjusted Capital Ratio #1 1.46
Risk-Adjusted Capital Ratio #2 0.98
1-Year Reserve Development -770.00%
2-Year Reserve Development 210.00%
Capital 230.46M
Premium to Surplus 150.00%
Reserves to Surplus 170.00%
Investments Benchmark Ins Co
Wayzata, MN 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates 5.45%
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Benchmark Ins Co
Wayzata, MN 		Click to
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Medical Loss Ratio --
Cash From Underwriting 120.00%
Combined Ratio 100.00%
Expense Ratio 30.00%
Loss Ratio 71.57%
Net Premium Growth -10.00%
Other Medical Benchmark Ins Co
Wayzata, MN 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Benchmark Ins Co
Wayzata, MN 		Click to
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Net Income 11.77M
Net Premium 141.12M
Health Premium --