B
Benchmark Ins Co
Wayzata,  MN
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
Weiss Ratings Benchmark Ins Co
Wayzata, MN
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Rating B
Capitalization Index 7.00
Investment Safety Index --
Liquidity Index 6.20
Profitability Index 4.30
Reserve Adequacy Index 5.00
Stability Index 6.00
Company Info Benchmark Ins Co
Wayzata, MN
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Industry P&C
NAIC Number 41394
Phone Number (952) 974-2265
Website www.benchmarkinsco.com
Address 150 Lake Street, West Wayzata, MN 55391
Balance Sheet Benchmark Ins Co
Wayzata, MN
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Total Assets 1.18B
Capital and Reserves Benchmark Ins Co
Wayzata, MN
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Risk-Adjusted Capital Ratio #1 1.53
Risk-Adjusted Capital Ratio #2 1.04
1-Year Reserve Development 3.48%
2-Year Reserve Development -6.42%
Capital 197.29M
Premium to Surplus 153.61%
Reserves to Surplus 170.30%
Investments Benchmark Ins Co
Wayzata, MN
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates 5.45%
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Benchmark Ins Co
Wayzata, MN
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Medical Loss Ratio --
Cash From Underwriting 84.07%
Combined Ratio 105.09%
Expense Ratio 33.51%
Loss Ratio 71.57%
Net Premium Growth -6.19%
Other Medical Benchmark Ins Co
Wayzata, MN
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Benchmark Ins Co
Wayzata, MN
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Net Income 2.00M
Net Premium 303.07M
Health Premium --