C
ISBA Mutual Ins Co
Chicago,  IL
Rating Date
October 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
8.89
Risk Adjusted
Capital Ratio #2
5.67
Loss
Ratio
59.24%
Total
Assets
108.86M
Capital
66.99M
Net
Premiums
10.98M
Net
Income
3.03M
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Weiss Ratings ISBA Mutual Ins Co
Chicago, IL 		Click to
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Rating C
Capitalization Index 10.00
Investment Safety Index --
Liquidity Index 9.50
Profitability Index 8.20
Reserve Adequacy Index 9.40
Stability Index 6.10
Company Info ISBA Mutual Ins Co
Chicago, IL 		Click to
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Industry P&C
NAIC Number 42927
Phone Number (312) 379-2000
Website www.isbamutual.com
Address 20 South Clark Street Chicago, IL 60603
Balance Sheet ISBA Mutual Ins Co
Chicago, IL 		Click to
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Total Assets 108.86M
Capital and Reserves ISBA Mutual Ins Co
Chicago, IL 		Click to
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Risk-Adjusted Capital Ratio #1 8.89
Risk-Adjusted Capital Ratio #2 5.67
1-Year Reserve Development -490.00%
2-Year Reserve Development -660.00%
Capital 66.99M
Premium to Surplus 30.00%
Reserves to Surplus 40.00%
Investments ISBA Mutual Ins Co
Chicago, IL 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios ISBA Mutual Ins Co
Chicago, IL 		Click to
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Medical Loss Ratio --
Cash From Underwriting 100.00%
Combined Ratio 100.00%
Expense Ratio 40.00%
Loss Ratio 59.24%
Net Premium Growth 0.00%
Other Medical ISBA Mutual Ins Co
Chicago, IL 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability ISBA Mutual Ins Co
Chicago, IL 		Click to
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Net Income 3.03M
Net Premium 10.98M
Health Premium --